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Real Time Gross Settlement(RTGS) refers to fund transfer systems in which the transfer of money or securities takes place from one bank to another on a 'real time' and on 'gross' basis. In Real Time settlements, payment transaction is not subjected to any waiting period. The transactions are settled as soon as they are processed. 'Gross settlement' means that the transaction is settled on one to one basis without netting with any other transaction.

The Calicut City Service Co-operative Bank undertakes transfer of funds with the minimum amount of transfer to the accounts maintained by you to any bank branches in India instantly by RTGS through major Commercial Banks.