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Fixed Deposits



A Fixed Deposit offers you something more than a normal savings bank account does. It is a fixed amount of money that you deposit for a fixed period of time, until maturity that offers a higher rate of interest. Fixed Deposits are generally very safe investments and are used to denote a larger class of investments with varying levels of liquidity.Usually it cannot be withdrawn before the date of maturity and this ensures that the money is fully safe and would achieve its full range of potential by the date of maturity. You have the facility to close the account at any time by paying the 1% premature closure charge additionally.


The Calicut City Service Co-operative Bank offers long-term and short-term fixed deposits for its customers. The customers can select what and how much to invest and get assured and solid returns on investment. The customers have the option to choose from a number of duration periods and decide on what is convenient and most suited for their requirements.


Given below are the details:


Present ROI w.e.f : 01-10-2019

Duration General
15 Days - 45 Days 6 %
46 Days - 90 Days 6.50 %
91 Days - 179 Days 7 %
180 Days - 364 Days 7.50 %
12 Months 9 %
13 - 23 Months 8 %
24 Months and  above7.75 %


Senior Citizens and retired customers have something even more to be happy about. They are entitled to get 0.50% extra interest on deposits.